Everything on this page is free to download and print. No form to fill out and no email required. Some of these are checklists you can work through at your own pace. Others explain how something works so you know what to expect before you are in the middle of it.

Seller Guides

Most of the work of selling a house happens before the sign goes in the yard. These cover what paperwork to pull together, which repairs actually matter to buyers, and how to show a house in a Minnesota February versus a Minnesota July. Working through them early keeps things from stalling once you are under contract.

Buyer Guides

Financing is the part that catches most buyers off guard, usually because they started looking before they talked to a lender. These cover what a lender will ask you for, why a pre-approval carries more weight than a pre-qualification, and what happens between an accepted offer and the keys.

Behind on Your Mortgage?

If you have fallen behind, or you can see it coming, you have more options than you probably think. Most of them get better the earlier you act on them. Nothing in this section asks you to talk to anyone or commit to anything. Read what applies to your situation and reach out when you are ready.

Short Sale or Foreclosure Guides?

These are for when you are past wondering whether there is a problem and into figuring out what to do about it. They cover how a short sale and a foreclosure actually differ, what the timeline looks like in Minnesota and North Dakota, and what happens at each stage. There is also a guide on foreclosure rescue scams, which are worth knowing about before someone contacts you.